Knowing Your Property Insurance Policy, Part 2

What is the difference between replacement cost value and actual cost value? It is important to know whether your insurance policy will value your damages, to both the structure and your personal property, on a replacement cost value or an actual cost value basis. These values establish the amount you may recover after a loss. …

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Knowing Your Property Insurance Policy, Part 1

The Declarations Page Your property insurance policy is likely lengthy and encompasses numerous pages of language that may appear daunting to read. It is important to review these pages, even if they may appear irrelevant, to be certain you understand what you have coverage for in the event you need it. The Declarations Page of …

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Has Your Home Suffered Damage This Winter?

The winter is upon us here in Connecticut. Has your home or business suffered property damage due to the weather conditions? Snow, ice or a combination of the two may have caused damage to your property. If so, you must act promptly and responsibly if you hope to file a claim with your property insurance …

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Winter Is Here: Time to Review Your Insurance Policy

Now is the time to review your property insurance policy and coverage limits. When reviewing your policy, make sure you have enough coverage to adequately cover your property. If you have made significant improvements to your home or business, you want to make sure those improvements are covered by your policy, as renovations usually increase …

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Biller, Sachs, Raio & Zito Obtains Favorable Ruling in Motion to Dismiss Filed By Insurance Company

In a federal lawsuit against an insurance company, the insured commercial business, represented by Attorney Jon Biller and Attorney Brianna Spinnato, filed a complaint alleging violations of Connecticut Unfair Trade Practices Act (CUTPA) and the Connecticut Unfair Insurance Practices Act (CUIPA). In order to appropriately plead these allegations, the insured must allege the insurance company …

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Biller, Sachs, Zito & Lemoult Survives Motion to Dismiss Unfair Insurance Practices Complaint

Thurston Foods, Inc. v. Wausau Business Ins. Co., No. 3:15CV14 (WWE), 2015 WL 6551787 (D. Conn. Oct. 29, 2015) Judge Egington In this decision, Judge Egington of the United States District Court denied Wausau Business Insurance Company’s (a wholly owned subsidiary of Liberty Mutual Insurance) motion to dismiss. Biller, Sachs, Zito & LeMoult alleged that …

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