When to Contact a Lawyer About Your Property Loss Claim

There may come a time when a property you own or rent suffers a loss that requires you to make a claim to your property insurance company. Typically, insureds reach out first to their insurance company and expect help from the company. This is unfortunately not always the best case scenario and there are times …

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Pandemic Business Insurance

Pandemic Business Insurance Proposed in Congress: A Federal Plan for Business Interruption and Event Cancellation Losses A major insurance concern for business owners has been brought to the surface by the pandemic facing our country. Many small business owners are receiving little to no help from their business insurance carriers despite being severely impacted by …

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Should Depreciation Be Applied to Labor When Adjusting Property Insurance Claims?

In almost every property insurance policy the insurance company is entitled to deduct depreciation. There has been a lot of discussion recently concerning whether depreciation should be applied to labor. This article will focus on whether labor costs should be depreciated when adjusting property insurance claims. Every property damage loss involves labor and the materials …

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Liability Resulting from Text Messaging

Recently, the California Supreme Court accepted a certified question from the Ninth Circuit concerning insurance coverage for claims arising under the Telephone Consumer Protection Act (TCPA). The Court will determine whether, under California law, a commercial liability policy that covers personal injury includes coverage for claims that an insured violated TCPA by sending unsolicited text …

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Contract Requirements for Remediation and MitigationConnecticut General Statute 38a-313a

Pursuant to C.G.S. § 38a-313a, any person who contracts to perform repairs, remediation or mitigation work on a home under a personal or commercial risk policy must follow specific guidelines in order to protect the rights of insureds. This statute, which dictates what the contract with the insured should contain, is strictly enforced.   Connecticut …

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Appraisal Award Vacated Due to its Untimely Rendering

Attorneys Jon Biller and Michael LeMoult of Biller, Sachs, Zito & LeMoult, successfully argued for another Connecticut policyholder. Recently, Attorneys Jon Biller and Michael LeMoult were successful in overturning an unsatisfactory appraisal award because that the award was not timely rendered. Pursuant to Connecticut General Statute § 52-416(a), an appraisal award must be rendered within …

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