Appraisal Award Vacated Due to its Untimely Rendering

Co-authored by: Jessica McDade Attorneys Jon Biller and Michael LeMoult of Biller, Sachs, Zito & LeMoult, successfully argued for another Connecticut policyholder.             Recently, Attorneys Jon Biller and Michael LeMoult were successful in overturning an unsatisfactory appraisal award because that the award was not timely rendered. Pursuant to Connecticut General Statute § 52-416(a), an appraisal …

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Summary Judgment Granted for Property Damage Caused by the Leakage of Water

Co-authored by: Michael J. LeMoult & Jessica McDade Attorneys Jon Biller and Michael LeMoult successfully argued for another Connecticut policyholder, who suffered property damage, which had been denied by his insurer. A transcript of Hon. Jeffrey A. Meyer’s decision to grant partial summary judgement in favor of the Connecticut policyholder can be read here. Recently, …

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Connecticut Supreme Court Ruling Limits Coverage for Policyholders with Crumbling Foundations

Co-authored by: Michael J. LeMoult & Jessica McDade The Connecticut Supreme Court recently ruled that an insurance policy form, which had been reviewed by this Court in the past and which potentially provided coverage for crumbling foundations, requires the policyholders’ home to have actually collapsed or be in imminent danger of collapsing in order to …

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Insurance Companies Are Required to Give Notice When there is a Substantial Change of Coverage in a Homeowners Insurance Policy

Co-authored by: Cileena Terra       A recent decision in Connecticut confirmed that substantial changes in property coverage policies are considered a “non-renewal” that requires insurers to give insureds 60 days’ notice. That Court found that the property and casualty insurers’ advance notice requirement for non-renewal of a policy applies to renewals conditioned on acceptance of …

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What Type of Notice is an Insurance Company Required to Provide Prior to Cancellation, Non-Renewal, or Issuance of Substantial Changes in a Policy?

Co-authored by: Alison Gillotti and Cileena Terra             The Connecticut Insurance Commissioner has issued several regulations interpreting Conn. Gen. Stat. § 38a-323, which provides notice requirements for cancellation, non-renewal, and substantial changes of insurance policy coverages. In 2009, the Commissioner issued PC-66 which stated that the advance notice requirements contained in Conn. Gen. Stat. § …

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Business Interruption Coverage: Recent Developments

Co-authored by: Alison Gillotti       The current COVID-19 pandemic has caused widespread closure of non-essential businesses, the financial and economic effects of which are already being felt across the country. Many business owners are looking to their business interruption coverage to mitigate the financial impact this crisis is having.       Business interruption coverage insures against …

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