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Another Reason an Insurer May Deny Your Claim

There are serious consequences when a homeowner or insured fails to provide prompt notice which prejudices an insurance company. An insurer may deny your claim for failure to give prompt notice of a loss which hinders their ability to determine the extent of the damage. In De La Rosa v. Florida Peninsula Ins. Co., 246 …

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BSZL Donates to Larry’s Playground in Hamden

Hamden – Mayor Curt Balzano Leng would like to extend appreciation to the Biller Law Firm, LLC, 2750 Whitney Avenue, Hamden, CT 06518, who donated funds in the amount of $1,500 to be used for repairs at Larry’s Playground in Hamden. Attorney Jon D. Biller offered the donation to the Town earlier this year, and …

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Period of Restoration and Extended Business Interruption Coverage

     The U.S District Court of New Jersey recently issued a decision that is useful in outlining the scope of business interruption coverage with respect to “period of restoration” and extended business income coverage. See Milk Industry Management Corp. v. Travelers Indemnity Co. of America, 337 F. Sup. 3d 423 (D.N.J. 2018). The insured, Milk Industry, …

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CAPIA’s 10th Anniversary Honoree Dinner

Attorney Biller and the Connecticut Association of Public Adjuster (CAPIA) raised over $10,000 dollars in charitable contributions for the American Cancer Society and the Parkinson’s Foundation. We want to recognize Attorney Biller and the staff of Biller, Sachs, Zito, and LeMoult for their hard work in organizing CAPIA’s 10th Anniversary Honoree Dinner on May 28, …

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Replacement Cost Coverage

What is replacement cost coverage, and do you really have it?  Anyone who owns a home or business should have appropriate and adequate insurance coverage.  Most home and business owners have coverage known as replacement cost coverage.  Replacement cost coverage comes in various assortments such as “Guaranteed” replacement cost coverage, “superior” replacement cost coverage, and …

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Law or Ordinance Coverage

The Connecticut Association of Public Insurance Adjusters, together with a number of legislators and particularly with the assistance of the CAPIA Board and the lobbyists it retained, an “Act Concerning Law or Ordinance Coverage,” otherwise known as Public Act 18-105, was passed and will become effective on July 1, 2019. Public Act 18-105 provides that …

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Differences in Adjusters

Independent Adjusters – Staff Adjusters – Public Adjusters: Who Are They and How Do They Help You When You Have a Loss? When you suffer a property loss to your home or your business, you have an obligation to timely report that loss to your insurance agent and/or your insurance company. Your insurance company has …

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The Importance of Retaining a Trained Mediator

In Connecticut, anyone can hang a shingle declaring themselves to be a Mediator. No licensing or training is required.  What?!? Would you go to an attorney who had not attended law school? A doctor who had not attended medical school? Of course not.  Why then trust the dissolution of your marriage to someone untrained in …

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Attorney Zito Given Distinguished Service Award

On September 27th Attorney Zito was given the Distinguished Service Award for the Connecticut Council for Non-Adversarial Divorce (CCND) “in recognition of her outstanding service and commitment to CCND.” Louise served as President from 2014-2016 and has been a member of the Board for 10 years. She is now serving as an Ex-Officio Board member …

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Connecticut’s Uniform Relocation Assistance Act (URAA)

Connecticut’s Uniform Relocation Assistance Act (URAA) Attorneys, Public Adjusters, and Insureds alike have been dealing with municipalities’ efforts to charge property owners for relocation costs.  On March 28, 2018 Attorney Biller presented this topic to the Connecticut Association of Public Insurance Adjusters. The following are highlights of his presentation. Brief Summary The URAA or C.G.S.A. …

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